My car got rear ended a few months ago. The woman admitted fault and her auto insurance sent an inspector to see the damage in my car and then they sent me a check with the estimated amount. I have been having back pain since the accident, and have been to the doctor several times and now I will start physical therapy. I did not have medical coverage included in my car insurance policy, so I paid for this bills. I did not file a claim with my car insurance back then, I only "report the accident". Should I file a claim now so that my car insurance arranges payments with the woman's car insurance company?
Answer:
Yes, you should definitely get your insurance compant involved. You may have a hard time collecting compensation if you already signed settlement agreement. This is why it's so important to wait at least a week or more before settling a car accident claim, because injuries often manifest themselves much later.
Your two options are making a medical payments claim to your own insurance, or filing a negligence claim against the woman that rear ended you.
Talk to a Car Accident Lawyer to get legal advice regarding your options for collecting compensation for your damages.
Good luck.
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Posted by Staff Writer on 18 Jun 2010