How Much Should I Expect for a Herniated Disc After a Car Accident?

The extent of your injuries and medical treatment -- and the impact that the injuries and medical care are having on your daily life -- are the factors that usually have the most influence on the value of a car accident claim.

Back injuries are pretty common after a car accident, and herniated discs often form the basis of a car accident injury claim. A disc cushions the vertebrae and protects the spine, and a herniated disc occurs when one is displaced, resulting in pressure on the spinal cord or its surrounding nerves. Symptoms of a herniated disc can range from mild pain in the lower region of the back, to numbness in the legs and serious limitations on mobility and movement.

As with any kind of car accident injury, the amount you can expect to receive for a herniated disc depends on a number of different factors, including whether or not fault for the accident is clear-cut issue, and whether you live in one of the dozen or so no-fault car insurance states. But the extent of your injuries and medical treatment -- and the impact that the injuries and medical care are having on your daily life -- are the factors that usually have the most influence on the value of a car accident claim.

For example, Claimant A has a herniated disc that can be treated with over-the-counter pain medication and a few physical therapy appointments. Claimant B has a herniated disc that requires multiple back surgeries and interferes with his ability to earn a living for three months. Obviously, Claimant B can expect to receive a significantly larger settlement or jury award than would Claimant A. Claimant B's medical bills, lost income, pain and suffering damages, and other losses would all impact the value of his claim, and if the insurance adjuster uses a high "multiplier" (as they do when utilizing an auto accident settlement formula), the dollar value of the claim could get pretty high. 

To learn more about figuring out the value of an injury claim after a car accident, check out What is My Car Accident Claim Worth?

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