If you were driving someone else’s car when you were in an accident caused by a third party, you may make a claim for all your damages against that other driver. But you may also make a claim for immediate payment of your medical bills only, up to the coverage limit, under the medical payments coverage of the owner of the car you were driving. For damages to the car, the owner of the car must file a claim against the other driver.
Occasionally, the condition of the vehicleâ