Here’s one way to answer this: It is usually worth it to file a claim for any legitimate injury that results from a car accident, if you’ve sought medical treatment and the injury has had any sort of negative effect on your life. That includes “soft tissue injuries,” which encompass a wide range of car accident injuries.
Soft tissue injuries are so named because they involve damage to body tissue other than bone. That includes muscles, tendons, and ligaments. Damage to soft tissue via a car accident can include everything from minor bruises to strains and sprains, to tearing and structural damage at joints like the knee, elbow, ankle, wrist, and shoulder.
The “trouble” you refer to in your question could be the challenges that some car accident claimants face when trying to prove the existence of a soft tissue injury. And it doesn’t help that insurance adjusters often attempt to trivialize soft tissue injuries.
The first thing you need to do is get proper medical treatment after a car accident, for any pain or discomfort, stiffness, lack of mobility, or any other complication you’re experiencing. It’s true that soft tissue injuries are difficult to diagnose, and you can’t usually point to an x-ray, MRI, or other imaging test to prove their existence. But that doesn’t mean soft tissue injuries aren’t legitimate, and in fact they can be debilitating -- causing chronic pain, limitations on mobility and range of motion, and an inability to work for some claimants whose jobs include physical tasks.
Treatment for a soft tissue injury can range from rest and OTC pain medications, to physical therapy sessions, and even surgery in some cases (to repair ligament tears, for example). The key is getting prompt and adequate medical care so that your soft tissue injury can be assessed and you can get started on a course of treatment. And keep in mind that any medical care you receive will become a compensable part of your car accident injury claim.
Learn more about Car Accidents and Soft Tissue Injury Claims.