Car Accidents and Insurance Coverage

All drivers should understand how their car insurance coverage works, especially after a car accident, when your car insurance policy takes center stage. What are the limits of the different kinds of coverage under your policy? How do you make an uninsured motorist claim? What about the potential overlap between your car and health insurance? This section answers these questions, and many more.

Car Insurance Basics

Car Accident Claims: Basic Terms Defined

Use this glossary to get familiar with the language of a car accident case.
What to Do After a Car Accident If You Don't Have Insurance

If you have no insurance and cause a car accident, you may have to pay what years worth of monthly insurance premiums would have cost.
If Your Car Accident Insurance Claim Gets Denied

You were in a car accident, and it wasn’t your fault.
Buying Car Insurance: 6 Steps

It's a good idea to do your homework and shop around when you're buying car insurance. Follow these 6 tips to get the best coverage.
Saving on Car Insurance: 17 Tips

If you're looking for tips on saving money when it comes to car insurance savings, 17 is your lucky number.
Car Crash Claims and Subrogation

Subrogation is a legal procedure that lets an insurance company make a claim against a third party, to recover benefits that the insurer paid to its insured.
Should You Get a Collision Damage Waiver When Renting a Car?

Learn how a Collision Damage Waiver (CDW) works, the pros and cons of getting one, and other ways you can get insurance coverage for a rental car.
Teen Car Accidents: What Happens to Parents' Car Insurance?

If your teen gets into a car accident that is his or her fault, you can expect your car insurance to soar.
DUI-Related Accidents and Car Insurance

What if you're convicted of DUI on top of getting into an accident?
Permissive Use Auto Insurance Coverage and Car Accidents

This insurance coverage comes into play when you let someone else use your car.
The Cooperation Clause and an Auto Accident Insurance Claim

If you've got a car insurance policy, it includes what is called a "cooperation clause" which, as the name indicates, requires the insured (that's you) to cooperate reasonably with the insurer.

Company-Specific Car Insurance Information

Allstate Car Insurance Claims Process

Disputes with Allstate include taking too long to process a claim, not willing to cover all repairs (minus your deductible) or denying your claim.
Geico Car Insurance Claims Process

Every auto insurer has a process for documenting and settling auto insurance claims, and GEICO is no exception. The GEICO claims process is similar to that of other car insurers. This article looks at some of the key steps in the process.
State Farm Car Insurance Claims Process

Here's what to expect when filing a car accident claim with State Farm, and discussing the accident with your adjuster.
How Does State Farm Calculate Pain and Suffering From a Car Accident?

How does State Farm calculate pain and suffering from a car accident?

Useful Tools for Your Claim

Sample Car Accident Claim Notification Letter

After a car accident, one of the first steps in your claim is to notify all concerned parties that you were injured.

Car Insurance Q&A

Getting Help for a Car Accident Case

Talk to a Car Accident Lawyer

Start here to connect with lawyers handling car accident cases in your area.
Browse Nolo's Lawyer Directory

If you want to view a list of lawyers near you, check out Nolo's lawyer directory.

No-Fault Car Insurance Claims

No-Fault Car Insurance and State Laws: The Basics

If your accident occurred in a no-fault state, start here to understand the no-fault rules.
What is no-fault insurance?

What is no-fault car insurance?
How a Car Accident Lawyer Can Help With a No-Fault Car Insurance Claim

A seemingly simple no-fault claim can get complicated in a hurry. Here's how a lawyer can help.
No Fault Car Insurance: States with 'Serious Injury' Thresholds

In other states, a qualifying "serious injury" can allow you to step outside the no-fault system.
No Fault Car Insurance: States with Monetary Thresholds

In some states, you must make a no-fault claim unless a certain amount of money is at stake.

Types of Car Insurance Coverage

Using Collision Coverage for Vehicle Damage

Using your own collision coverage to get your car back on the road after an accident.
Permissive Use Auto Insurance Coverage and Car Accidents

This insurance coverage comes into play when you let someone else use your car.
Medical Payments Car Insurance Coverage

Learn how to get covered for medical bills after an accident -- regardless of who was at fault.
Car Insurance Coverage Options in Plain English

A look at car insurance coverage options, and how they may affect your car accident claim.

Uninsured and Underinsured Motorist Insurance

Uninsured Motorist Car Insurance Coverage: The Basics

If you're in an accident with an uninsured driver, here's how UIM coverage works.
Suing an Uninsured Driver for Car Accident Damages

An in-depth look at suing uninsured drivers who have caused a car accident.
Car Accidents and Uninsured Drivers: FAQ

Car accidents are stressful enough when both drivers are insured; what do you do if someone isn't covered?

Talk to a Lawyer

Start here to find personal injury lawyers near you.

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